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Fidelity Bonding / Crime insurance

Fidelity / Crime Insurance is an expanding class of protection.

Every kind of organization is vulnerable to fraud, theft and embezzlement. Criminal elements are finding new ways to use computerization and modern technology to threaten and attack corporations and organizations. Although the primary protection for a corporation's assets is a well established system of procedures and internal controls, this should be reinforced by a crime insurance policy with appropriate coverage and limits.

Standard Coverage:

• Employee dishonesty
• Robbery and burglary committed on insured premises
• Mysterious disappearance or destruction of money and securities
• Off premises hold-up and robbery
• Acceptance of counterfeit money and money orders
• Cheque forgery

Specialized Coverage:

• Computer fraud
• Extension of credit on the basis of forged security
• Extortion
• Credit card forgery
• The cost of investigating and proving an employee dishonesty loss
• Mail coverage