Our Products


Public Entity

The Guarantee Company of North America provides capacity for the underwriting of public entity insurance through a managing general agent, the Frank Cowan Company Limited (Cowan, Public Entity). Cowan has been a leader and innovator in providing insurance and risk management solutions to municipalities, hospitals and health care facilities, educational institutions, and other related organizations for over 70 years.

Types Of Coverage

Complete and comprehensive insurance programs have been individually tailored by Cowan to match the needs of its public sector clients. These policies cover areas such as liability, errors and omissions, automobile, property, environmental, etc.

Underwriting Considerations

A national network of local brokers is utilized to deliver the public entity program. Applications and underwriting criteria can be obtained by contacting Cowan directly.

Risk Management Services

Cowan is more than just an insurance provider, they are committed to helping their clients reduce risk. Their risk management services are the result of experience and specialization that include: property inspections, valuations and hazard reports, customized seminars, newsletters and information packages, contractual review and analysis, and liability assessments and risk control suggestions.

Claims Management Services

An in-house claims management role is an important adjunct to Cowan's insurance and risk management services. Their claims examiners are specialists in public entity losses and claims.

Contact Information

Brokers wishing to provide insurance proposals to public sector clients and other related organizations, or wanting to know more about Cowan and its services, please contact them at:

Frank Cowan Company Limited
75 Main Street North
Princeton, Ontario
N0J 1V0

Phone: 1-800-265-4000
Phone: (519) 458-4331
Fax: (519) 458-4366
E-mail: mail@frankcowan.com
Website: www.frankcowan.com